Additional Services

Same-Day Banking

Deposits and other transactions you make in a branch during normal business hours, Monday-Friday, are posted to your account on the same day you make them. Transactions made by other banking methods are subject to varying cut-off times.

Debit Cards

Accepted by merchants worldwide, purchases made using your Visa® debit card are deducted from your checking account. Eligibility requirements apply. Click here to enroll your CommunityOne debit card in Verified by Visa (VBV). VBV is an additional way to protect yourself against fraudulent activity when making online purchases from participating merchants.


CommunityOne offers a variety of check options. Click here to order checks online, or contact your local branch.

Overdraft Options

Customers have three options to avoid potential overdrafts and insufficient funds (NSF) fees: Sweep, Personal Line of Credit, and Overdraft Privilege. Eligibility requirements apply. Click here for Overdraft Privilege Opt-In information.

ATM Banking

Access your accounts using any CommunityOne ATM or make cash withdrawals or balance inquiries at ATMs displaying the STAR or Plus Network logos in all 50 states and in most foreign countries.

Telephone Banking

CommunityOne's free and automated Telephone Information Line is available 24 hours a day, seven days a week. Call 336-626-4266 or toll free at 1-800-873-1194 to access your accounts.

Direct Deposits / Automatic Drafts

These ACH services enable recurring payments to be automatically deposited into or drafted out of your personal checking account.

Wire Transfers

Wire transfers are a safe and convenient method to transfer funds between banks electronically. Funds are typically received within 24 hours.


Electronic bank statements provide faster access to your account information than paper statements.

Paper Statements

Paper statements are available monthly or quarterly depending on your account type. Fees may apply.

Night Depository

This safe and convenient service enables you to make deposits or payments after regular banking hours or on the weekend.

FDIC Insurance

CommunityOne is a member of the Federal Deposit Insurance Corporation (FDIC), and your deposits are insured to the maximum extent permitted under law. For details about FDIC insurance, visit