Finding the right mortgage starts with finding the right bank.

At CommunityOne, helping people become homeowners is one of our many passions. We offer fixed and adjustable rate mortgages, FHA loans, permanent-to-construction financing and much more. For first-time homebuyers and other eligible customers who may not qualify for a conforming mortgage, the CommunityOne Solution is an affordable alternative. For large transactions, we offer Jumbo and Super Jumbo loans. We even offer mortgages reserved for medical professionals, medical residents and CommunityOne Wealth clients.

  • Mortgage Loan Officers

    We staff qualified Mortgage Loan Officers in every region we serve. From qualification to closing, we’ll help guide you through the lending process.

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  • Mortgage Loan Process

    In order to help you understand what to expect, we have prepared a description of the mortgage loan process from application through closing.

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  • Loan Application Checklist

    A step-by-step listing of the items you will need to provide in order to expedite the credit approval process and begin work on your loan.

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  • Loan Programs

    In addition to conforming mortgages, we also offer construction and renovation loans, FHA loans and specialized programs for qualifying customers.

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  • 21-Day Purchase Promise

    Mortgages in 21 days or less or we’ll refund your applicaton fee. Limited to conforming, conventional mortgages on properties located in North Carolina.

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  • The CommunityOne Solution

    This affordable mortgage program is designed for first-time homebuyers and other eligible customers who may not qualify for a conforming loan.

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  • Financial Calculators

    Our financial calculators can help answer which type of mortgage is right for you, how much home can you afford and other important questions.

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  • Printable Documents

    Detailed information about our CommunityOne mortgage programs is also available in printed format for your convenience.

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