Personal Credit Cards

CommunityOne offers a variety of Visa® personal credit cards for your flexibility and convenience. Accepted worldwide, Visa credit cards eliminate the need to carry large amounts of cash and can help you establish a measurable credit rating. Competitive pricing and a full range of reward options make it easy to select the CommunityOne credit card that’s right
for you.

Learn more or apply today. You can also visit any of our branch locations or call us toll free at 1-800-873-1172.

Visa Platinum Card
  • Our BEST introductory offer
  • Save on interest and pay down your other credit card balances faster
  • Learn more or apply 
Visa Bonus Rewards Card
  • Earn 1 point for every net $1 you spend, plus get a 25% BONUS (that's equivalent to 1.25 points) on all points earned every month, automatically*
  • $25 cash back after your first purchase
  • Learn more or apply 
Visa Bonus Rewards PLUS Card
  • Earn 1 point for every net $1 you spend, plus get a 50% BONUS (that's equivalent to 1.5 points) on all points earned every month, automatically**
  • $50 cash back after your first purchase
  • Low annual fee
  • Learn more or apply 
Cash Rewards American Express® Card
  • Earn up to 3% cash back on gas
  • Also earn up to 2% cash back at supermarkets and 1% on all other purchases
  • $25 cash back after your first purchase
  • Learn more or apply 
Travel Rewards American Express Card
  • 3X reward earnings on airline purchases, 2X reward earnings on restaurant and hotel purchases
  • $75 cash back after your first purchase
  • Low annual fee
  • Learn more or apply
Visa College Rewards
  • For college students
  • Great rates and manageable credit lines
  • Earn 1 reward point for every net $1 you spend on purchases
  • Learn more or apply
Visa Secured Card
  • Excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card.
  • Flexible credit lines based on a security deposit ranging from $300 to $5,000
  • Low annual fee
  • Learn more or apply
Special Notes

A completed application is required and subject to approval.  Terms subject to change.  For complete information about eligibility requirements and rewards rules and requirements, click on any of the credit card links above or visit any of our branch locations or call us toll free at 1-800-873-1172.  CommunityOne credit cards are offered in conjunction with our credit card partner, Elan Financial Services, Inc.

*The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases (purchases minus credits and returns) plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points)

**The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases (purchases minus credits and returns) plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.5 points)